Who are the Insurers?
Options and Medi-care
travel insurance
is administrated
by the Inter Group
Insurance Services
Limited, who are
members of the Association
of Travel Insurance
Intermediaries and
the Insurance
Ombudsman Bureau.
Seven Corners - Liaison® International is underwritten by Virginia Surety Company, Inc., rated A- "Excellent" by A.M. Best and located in Illinois. (In NY, OR, KS, the plan is underwritten by Certain Underwriters at Lloyd's, London.) . Roundtrip Products underwritten by Nationwide Mutual Insurance Company, Nationwide Life Insurance Company and Nationwide Mutual Fire Insurance Company. Liaison Traveler is underwritten by The Insurance Company of the State of Pennsylvania, a member company of the American International Group of Companies (AIG).
Multinational Underwriters - All plans are underwritten by Lloyd's, London which provides accident and health insurance to over 1,000,000 people in 100 countries. Lloyd's currently enjoys an A rating from Standard and Poors and is highly qualified to protect you on your next international trip.
HTH Worldwide - HTH insists on partnering with admitted U.S carriers. Our travel medical plans are underwritten by UNICARE Life & Health Insurance Company, a WellPoint Health Networks company. Wellpoint is one of the nation's largest health insurance companies. Our trip protection plans are underwritten by Stonebridge Casualty insurance Company and Monumental General Casualty Company, owned by AEGON. AEGON is one of the largest property and casualty companies in the world.
Citybond Travel Insurance - Citybond only offer travel insurance and motor breakdown products underwritten by Europ Assistance Holdings Limited.
Insure & Go - Insure & Go offer a comprehensive range of travel insurance products in association with well-known UK insurers including Royal and Sun Alliance Group plc, Gouda International and ACE Insurance SA-NV.
Back
to top
What type of policy
should I get?
If you are going
on a single trip
then you require
either a short stay
or long stay travel
plan depending on
the duration of your
trip. If your trip
duration will not
exceed 122 days,
you should take a
Single Trip policy.
If you are travelling
away on several trips
throughout the next
year you should take
the Multi-Trip policy
that fits your requirements.
Back
to top
What if I don't
like my policy?
If after receiving
your policy you are
not entirely satisfied
with it, a full refund
will be given as
long as it is returned
to the insurer within
14 days and you have
not travelled or
made a claim.
Back
to top
What if I am over
65 years of age?
We have alterative
polices to suit all
needs. Please visit
the MediCover Travel
Insurance Site at
medi-cover.
If you have, or anyone
who is travelling
with you, has been
referred to a hospital
or to a specialist
consultant for a health
condition that has:
- been diagnosed within
the last two years
- been in existence
in the last two years
- resulted in treatment
being given in the
last two years
or if you have or
anyone travelling
with you, ever received
treatment for:
- a heart related
condition
- a breathing condition
- cancer
then please visit
MediCover Travel Insurance
at medi-cover
or you can call 0870
735 3600 and quoting
'Medibroker'.
Back
to top
What if something
goes wrong whilst
I am away?
Travel Insurance providers generally provide a 24 hour emergency service contacts. They can be contacted 365 days a year and will provide immediate help if you fall ill or you are injured outside your country of residence. Also, as part of our Concierge service we can help should something go wrong which is not medically related.
Back
to top
Why are your prices
so good?
Through the development
of specialist time
saving computer software,
by using the latest
risk analysis techniques
and by cutting out
the middle man we
are able to offer
premiums well below
others in the market.
Back
to top
Is scuba diving
covered by the policy
and what restrictions
apply?
Yes you can be covered
for scuba diving.
The only restrictions
we apply is that
you must be a qualified
diver and do not
dive beyond your
qualified depth,
or that you dive
with a qualified
instructor. The insurance
is subject to the
standard terms, conditions,
exclusions and warranties
of the policy.
Back
to top
What about security?
Our web site uses
industry-standard
Secure Sockets Layer
(SSL) technology
to allow for the
encryption of all
your personal information,
including your credit
card number. The
Internet is very
much a public network
but at no time are
any of your details
transmitted in an
unencrypted format.
Back
to top
Do I get a receipt?
You will receive
your Insurance Validation
by email, this is
your receipt. This
is why it is very
important to supply
a valid email address
when purchasing your
insurance.
Back
to top
What is a deductible?
A deductible, sometimes
called an excess,
is a way for the
insurance company
to reduce claims
and your premium.
If your plan has
a $100 deductible,
you pay the first
$100 of expenses
and then the insurance
company picks up
the rest. Generally,
the more deductible
you choose, the lower
the cost and vice
versa.
Back
to top
| 
Comparisons
